{"id":208340,"date":"2017-10-09T11:00:06","date_gmt":"2017-10-09T09:00:06","guid":{"rendered":"https:\/\/www.focus-recht.de\/cms\/?page_id=208340"},"modified":"2019-03-07T16:34:34","modified_gmt":"2019-03-07T15:34:34","slug":"beispiel","status":"publish","type":"page","link":"https:\/\/www.focus-recht.de\/cms\/renten-und-lebensversicherungen\/beispiel\/","title":{"rendered":"Beispiel"},"content":{"rendered":"

[et_pb_section bb_built=“1″ admin_label=“Header Section“ parallax_method=“off“ padding_mobile=“on“ custom_padding=“0px||0px|“ collapsed=“off“ disabled_on=“off|off|off“ disabled=“off“ background_image=“https:\/\/www.focus-recht.de\/cms\/wp-content\/uploads\/2017\/10\/FCR-FullStripe-Beispieljpg.jpg“ _builder_version=“3.0.79″ background_color_gradient_start=“rgba(0,0,0,0.89)“ background_color_gradient_end=“#474747″ background_color=“#ffffff“ use_background_color_gradient=“on“ background_position=“top_center“ background_color_gradient_direction=“131deg“ custom_margin=“||40px|“ next_background_color=“#f2efe8″][et_pb_row admin_label=“row“ custom_padding=“5.5%||2.5%|“ parallax_method=“off“ parallax_method_1=“off“ parallax_2=“off“ parallax_method_2=“off“ column_padding_mobile=“on“ custom_padding_phone=“36px||36px|“ custom_padding_last_edited=“on|desktop“ background_position=“top_left“ background_repeat=“repeat“ background_size=“initial“ _builder_version=“3.0.78″ background_position_1=“top_left“ background_repeat_1=“no-repeat“][et_pb_column type=“4_4″][et_pb_divider _builder_version=“3.0.78″ divider_style=“solid“ divider_position=“top“ height=“300px“ color=“#ffffff“ show_divider=“off“ \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=“1″ admin_label=“Accounting Services“ module_id=“accounting_services“ _builder_version=“3.0.79″ collapsed=“off“ background_color=“#f2efe8″ prev_background_color=“#ffffff“ next_background_color=“#ffffff“][et_pb_row admin_label=“Row“ _builder_version=“3.0.78″ background_size=“initial“ background_position=“top_left“ background_repeat=“repeat“ _i=“0″ _address=“1.0″][et_pb_column type=“4_4″][et_pb_text admin_label=“Ein konkretes Beispiel:“ _builder_version=“3.0.79″ text_font_size=“18″ text_font_size_tablet=“16″ text_font_size_phone=“14″ text_font_size_last_edited=“on|phone“ text_text_color=“#005096″ background_size=“initial“ background_position=“top_left“ background_repeat=“repeat“ text_orientation=“center“ module_alignment=“center“ custom_margin=“||15px|“ custom_css_main_element=“font-weight:300;“ background_layout=“light“ border_style=“solid“]<\/p>\n

Ein konkretes Beispiel:<\/strong> <\/p>\n

[\/et_pb_text][et_pb_text admin_label=“Header: Erl\u00f6s durch R\u00fcckabwicklung“ _builder_version=“3.19.18″ text_font_size=“45″ text_font_size_tablet=“35″ text_font_size_phone=“25″ text_font_size_last_edited=“off|phone“ header_font_size_last_edited=“off|desktop“ background_size=“initial“ background_position=“top_left“ background_repeat=“repeat“ text_orientation=“center“ max_width_last_edited=“on|phone“ module_alignment=“center“ custom_margin=“||10px|“ custom_css_main_element=“font-weight:900!important;“ header_2_font_size_phone=“22px“ header_2_font_size_last_edited=“on|phone“]<\/p>\n

Erl\u00f6s durch R\u00fcckabwicklung<\/span><\/h2>\n

[\/et_pb_text][et_pb_divider admin_label=“Divider (Centered)“ color=“#005096″ show_divider=“on“ divider_style=“solid“ divider_position=“center“ divider_weight=“2″ disabled_on=“off“ _builder_version=“3.0.78″ custom_css_before=“width: 100px;||left: 50%;||margin-right: -50%;||transform: translate(-50%);“ hide_on_mobile=“off“ \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=“1″ fullwidth=“off“ specialty=“off“ _builder_version=“3.0.79″ prev_background_color=“#f2efe8″ next_background_color=“rgba(0,36,84,0)“][et_pb_row _builder_version=“3.0.79″][et_pb_column type=“1_3″][et_pb_image _builder_version=“3.0.79″ src=“https:\/\/www.focus-recht.de\/cms\/wp-content\/uploads\/2017\/10\/FCR-HandGeldscheine-800×500.jpg“ show_in_lightbox=“off“ url_new_window=“off“ use_overlay=“off“ always_center_on_mobile=“on“ border_style=“solid“ force_fullwidth=“off“ show_bottom_space=“on“ \/][\/et_pb_column][et_pb_column type=“2_3″][et_pb_text _builder_version=“3.0.79″ background_layout=“light“ border_style=“solid“]<\/p>\n

\n1999 hat Herr Lindner eine Lebensversicherung mit einem monatlichen Beitrag in einer H\u00f6he von 150 EUR<\/strong> abgeschlossen. 2014 k\u00fcndigt er seine Versicherung, da er das Geld zum Erwerb einer Eigentumswohnung ben\u00f6tigt und die Gewinnprognose der Versicherung nicht mehr seinen Erwartungen entspricht.<\/p>\n

Der von seiner Versicherung ausbezahlte R\u00fcckkaufswert<\/strong> bel\u00e4uft sich lediglich<\/strong> auf 20.180 EUR<\/strong>. Da Herr Lindner jedoch in 15 Jahren Versicherungslaufzeit insgesamt 27.000 EUR eingezahlt<\/strong> hat, bedeutet dies einen Verlust <\/strong>von 6.820 EUR<\/strong>, von einer Verzinsung ganz zu schweigen.<\/p>\n

Mit der Unterst\u00fctzung von focusRecht<\/strong> kann der Versicherungsvertrag widerrufen werden und Herr Lindner erh\u00e4lt alle bisher einbezahlten Beitr\u00e4ge zur\u00fcck, sowie eine zus\u00e4tzliche Nutzungsentsch\u00e4digung auf diesen Betrag.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row][et_pb_column type=“1_3″][et_pb_text _builder_version=“3.0.79″ background_layout=“light“ border_style=“solid“]<\/p>\n

\n32.983,37 \u20ac\u00a0 <\/strong>Erl\u00f6s durch focusRecht
20.180,00 \u20ac\u00a0 <\/strong>R\u00fcckkaufswert<\/p>\n

\n

12.803,37 \u20ac\u00a0 \u00a0Mehrerl\u00f6s <\/strong>(Gewinn)<\/span><\/p>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=“2_3″][et_pb_text _builder_version=“3.0.79″ background_layout=“light“ border_style=“solid“]<\/p>\n

\nErgebnis:<\/span>
<\/strong>Herrn Lindner wird die Summe von 32.983,37 EUR<\/strong> zugesprochen, was nach Abzug des bereits ausbezahlten R\u00fcckkaufswertes von 20.180 EUR<\/strong> einem Mehrerl\u00f6s von insgesamt 12.803,37 EUR<\/strong> entspricht.<\/p>\n

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focusRecht<\/strong>\u00a0GmbH & Co. KG
Mozartstra\u00dfe 24
D-79104 Freiburg i. Breisgau
\u260e 0800 333 00 87
+49 761 59 59 512
anfrage@focus-recht.de<\/a><\/p>\n

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\"Erfahrungen<\/a>
<\/p>\n

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\u00a9 2017 – 2019 by focusRecht GmbH & Co. KG<\/p>\n

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Impressum<\/a>\u00a0 |\u00a0 Datenschutz<\/a><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Ein konkretes Beispiel: Erl\u00f6s durch R\u00fcckabwicklung 1999 hat Herr Lindner eine Lebensversicherung mit einem monatlichen Beitrag in einer H\u00f6he von 150 EUR abgeschlossen. 2014 k\u00fcndigt er seine Versicherung, da er das Geld zum Erwerb einer Eigentumswohnung ben\u00f6tigt und die Gewinnprognose der Versicherung nicht mehr seinen Erwartungen entspricht. Der von seiner Versicherung ausbezahlte R\u00fcckkaufswert bel\u00e4uft sich […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":209281,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/pages\/208340"}],"collection":[{"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/comments?post=208340"}],"version-history":[{"count":0,"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/pages\/208340\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/pages\/209281"}],"wp:attachment":[{"href":"https:\/\/www.focus-recht.de\/cms\/wp-json\/wp\/v2\/media?parent=208340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}